I have exhausted all my options and now I need your help! 

I am the widow of Basharat Ahmed, and I have been left without the benefit of my husband’s life insurance due to the severe delays of our GP. 

 Mine and my husband’s GP was paid by the life insurance company to complete the required report for our life insurance application, following the purchase of our house. However, it took them 6 months to complete the form, leaving us uninsured on the date of my husband’s death. The insurance company accepted our application 4 days after he passed away, but the 90-day free cover offered by the insurance company had expired because the GP had taken such a long time to complete the report. 

The GP surgery’s website advertises that they completenon-NHS work in 2 weeks, sadly for us that was not the case and I have been left to make the monthly mortgage repayments alone. I also believe that they sent the report to the wrong place, lost it and had to start again.

Why do I need to pursue this? 

 I need to pursue this claim to put me in the position I should be in if it was not for the GP’s significant delays. It would help me to settle my outstanding mortgages/debts and mean I can remain living comfortably without financial stress, as my husband would have wanted. 

This case could also create new law, if it does, it will protect people moving forward from anything similar happening to them. You cannot get this life cover all the time without these reports, and if the reports take forever to get, you’re opened up to risks that aren’t your fault. I want to help people in the future by clarifying the law.

Why do I need your support? 

My solicitors have already recorded about £10,000 worth of legal costs that I have not paid for. They are willing to take this test case forward if I can fund 50% of the ‘normal’ legal costs, and the rest on a ‘no win no fee’ basis. This is a test case, the first of its kind, with no authority to support it and therefore will create new law if it proceeds to court. The firm would put jobs at risk if they risk working for nothing at all, but they have managed to get a leading barrister to also agree to work for 50% of the normal cost, and the rest on a ‘no win no fee’.

I need your help to raise the 50% of funds required to carry on with this claim. I don’t personally have the financial means to fully fund the case myself and have considered all other options before deciding to set up this page to fund the case. I need to pay my mortgage and debts, to clear up the law and to honour my husband’s memory by putting in place the financial protection that he and I had tried to achieve for our children.